Category: IndiaInvestments
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Decoding Valuation: Trent & DMART’s Astronomical Fall
The content discusses the valuation of Trent, a fast-growing company, based on its market cap, net income, and growth rate. The author calculates that if Trent’s net profit continues to grow at 100% year-over-year, it would take only 7 years for the sum of all its profits to equal the current market cap of 2.30…
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SEBI vs Embassy REIT: CEO Showdown Surprise
The CEO of Embassy REIT, Aravind Maiya, has been suspended due to his involvement in an unrelated fraud case from a few years back. Maiya was an auditor at BSR & Co, which was the auditor for Coffee Day Enterprises Ltd (CCD), a company owned by VG Siddhartha. Siddhartha had embezzled money from CCD to…
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HDFC Life Call: Is it Legit or a Scam?
The content discusses an investment plan proposed by an agent, involving an annual payment of 1,10,000 for 10 years, and receiving 1,07,000 back for the next 10 years from the 12th year onwards. Some users suggest it is a ULIP (Unit Linked Insurance Plan) or a guaranteed income plan, while others deem it a scam…
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Diverse ELSS Investments: Beyond Quant Fund Options
The provided content discusses the suitability of investing in Equity Linked Saving Scheme (ELSS) funds for a taxpayer in the 30% bracket. If filing returns under the New Tax Regime, ELSS investments may not be necessary. However, for those still filing under the Old Tax Regime, funds like SBI, Motilal, Birla, Bandhan, Axis, and Mirae…
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Care Offers Lower Rates Than Policybazaar for Renewals
The user has a Care health insurance policy purchased through Policybazaar in 2020, but renewed directly with Care since they were upgraded to Care Advantage. Upon comparing renewal quotes, Policybazaar’s premium is 4k higher than Care’s. The user finds no additional benefits from Policybazaar and prefers dealing directly with the insurer for claims and savings….
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SEBI vs Embassy REIT: CEO Showdown Looms!
Aravind Maiya, former CEO of Embassy REIT, was suspended by SEBI due to his involvement in a past fraud case. Maiya was an auditor for Coffee Day Enterprises Ltd (CCD), where the founder, VG Siddhartha, embezzled money by writing fraudulent cheques to his own company. Maiya failed to identify these fraudulent activities, claiming he was…
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Decoding Valuation: Trent, DMART Stocks & Market Trends
The text discusses the valuation of high-growth companies like Trent and DMart, emphasizing that their stock prices are heavily influenced by growth expectations. It explains how a reduction in profit growth can significantly decrease a company’s valuation, using Trent as an example. The text also highlights the risks associated with high PE stocks due to…
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Nifty 50: Achievable 12% Annual Returns?
The content discusses the feasibility of expecting a 12% annualized return from investing in Nifty 50 over the next 20 years. While some argue it’s achievable based on India’s economic growth, others point out potential challenges like inflation, market cycles, and structural changes. The consensus is that 8-12% is a realistic expectation, though not guaranteed….
